INDEPENDENT BUYER ACCOUNT mccarthyslosucks.com
SLO BUYER RECORD

McCARTHY’S — SAN LUIS OBISPO

SLO LOCALS: BUYER BEWARE.

LOCAL TRUST.
IT HAS TO MEAN
SOMETHING.

01I ACCEPTED.
02HE CONFIRMED.
03THEN: SOLD.
See the one-minute record

A firsthand account by Vince Denais.
Independent. Not affiliated with the dealership.

THE ONE-MINUTE VIEW

The gap.
The markings.
The actual records.

OCTOBER 29–30, 2026

OCT 29 · 6:21 P.M.“No longer available.”Chris’s sale-notification text
OCT 30 · 11 A.M.The appointment.The time Chris set
16h 39m

His text arrived before our scheduled appointment. I had already accepted the terms and confirmed the time.

Would you trust a dealership’s word after this?

Read the texts. Decide for yourself.
PHOTOGRAPHED TIRE98H

98 = load index
H = speed symbol

98 ≠ 102Different load index.
Same speed symbol.
VEHICLE PLACARD102H rf

102 = load index
rf = reinforced marking

Photographed tire vs. vehicle placard. Different load index; both use speed symbol H. The updated inspection flags the mismatch.

Open the photos and inspection

60 seconds · Actual source excerpts.
AI-generated narration; Vince’s account, not his recorded voice.

Being local is a responsibility. Stand behind your word.

Read the full record & source notesMessages · Tire evidence · Context

UPDATED OCTOBER 31, 2026

This firsthand account pairs readable excerpts with the actual cropped source images. Unrelated personal details are omitted. Opinions are mine; the messages and inspection findings are identified separately.

Chris cited an obligation to the consignment owner. His explanation appears with the sale-notification text below. It did not repair my trust in the confirmed plan.

SOURCE A / OCTOBER 29, 2026 TEXTS

The exchange.
In sequence.

01

THE TERMS

$12,000. Financing terms accepted.

Chris quoted the price and texted the financing terms. My response:

“I can make that work. Write it up.”Vince to Chris
Actual text excerpt · Tap to enlarge
02

THE APPOINTMENT

Chris chose 11 a.m.

“Can you be here at 11am?”Chris to Vince

His message explained that the finance person arrived at 10:30.

Actual text excerpt
03

THE CONFIRMATION

I confirmed. He replied.

ME“All good, see you at 11”

CHRIS“Okay”

Actual text excerpts · The speakers are identified above
04

6:21 P.M. / THE EVENING BEFORE

Sold to another buyer.

“…a customer came in and paid full asking price for the Eurovan so it is no longer available.”Chris’s text to Vince
Actual text excerpt
His explanation

Chris cited an obligation to the consignment owner to sell to the first capable and willing buyer. That was his explanation. It does not change the sequence: I accepted his terms, he chose the appointment, I confirmed it, and he reported selling the van before I could attend.

SOURCE B / THE TIRE EVIDENCE

98H on the tire.
102H on the placard.

A second issue is documented in the updated independent inspection.

This compares the markings shown in the source images below. It does not calculate the van’s actual loaded weight or claim an overload occurred.

98HPHOTOGRAPHED TIRE
225/60R16 98H · Actual sidewall photo, rotated detail
102H rfVEHICLE PLACARD
225/60 R16 102H rf · Placard photographed in the inspection

RIZZOLI’S AUTOMOTIVE / UPDATED INSPECTION / RO 118877

“Load/speed rating on tires does not match rating on tire sticker.”

The updated report records that finding for both front and rear tires. The documented marking difference is the load index: 98 versus 102. Both use the speed symbol H.

Front tires · Updated report excerpt
Rear tires · Updated report excerpt

The report records good tread separately from the rating mismatch. Its tire wording was subsequently updated; the amendment time is not shown. This account does not claim that Chris received the amended report before the reported sale, or establish which tires accompanied delivery to the eventual buyer.

I HAD RAISED THE REQUIREMENT

The response I received:

“the 98H is more than sufficient.”

Chris attributed that assurance to his tire store.

Actual text excerpt · This records Chris’s statement, not an independently verified statement from the tire store.

SLO COUNTY / TRUST IS EVERYONE’S BUSINESS

A local name is earned
by conduct, not birthplace.

Broken trust teaches people to expect the worst. Ordinary dealings become adversarial. Good local businesses have to work harder to earn confidence. That is the community cost I see.

Read the record. Decide what that trust is worth to you.

Open the full record